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Frequently asked questions:What documents will I need to present to receive a loan?Owner’s passport or ID card and the technical passport of the vehicle to be pledged. How old do I have to be to apply for a loan? The borrower must be at least18 years of age. How large a loan amount should I expect? Depending on the price of your car, from 5,000 to 500,000 kroons. The appraisal value of the car depends on the car year, model, odometer reading and technical condition. What is the minimum value of the car for receiving a loan? Your car must be worth at least 10,000 kroons. Do I have to be a resident of the Republic of Estonia in order to receive a loan? Yes. It is necessary to have Estonian citizenship or a permanent or temporary residence permit. Can I drive my car after I receive the loan amount? Yes, your car will remain in your possession after you fill out the loan paperwork. May I pledge the car if the leasing period has not yet ended? Yes, this is possible if leasing payments have been paid to the extent of at least 70% of the cost of the car. How important is my past credit history? Your credit history has no bearing for us as your car serves as our guarantee. Do I have to be employed in order to receive a loan from Autokiirlaen? No, it is not necessary. |
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Copyright 2009 OÜ Autokiirlaen What is a car-secured loan? | Frequently asked questions | Contacts |
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